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RBI Grade B (DR)-General Exam 2021

Eligibility | Dates | Pattern | Syllabus

Last Updated on 9th September, 2020
RBI

The RBI Grade B (DR)-General Exam is a national level competitive examination conducted by the Reserve Bank of India for the recruitment of Officers in the Grade B category, in the Common Seniority Group (CGS). The mode of examination is online. The RBI Grade B (DR)-General Officers post is one of the most longed for the post in the banking sector.

Recruited officers can be located in any part of the country. The exam is conducted in both Hindi and English. RBI Grade B officers perform day to day activities in the bank, maintaining order in the bank and the cash inflow. The overlooking of the swift functioning of banks under RBI is also a responsibility of an RBI Grade B officer.

Exam Highlights

Level of Exam Graduate, National Level
Exam Medium English, Hindi
Exam Frequency Once in a year
Purpose of the Exam Recruitment of Grade B officers in RBI
Conducting Body Reserve Bank of India
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RBI Grade B Exam Eligibity Criteria 2021

  1. Nationality
  2. For appearing in the RBI Grade B (DR)-General exam a candidate must be a citizen of India.
    For other services, a candidate must be either:—
    (a) a citizen of India, or
    (b) a subject of Nepal, or
    (c) a subject of Bhutan, or
    (d) a Tibetan refugee who came over to India before 1st January, 1962 with the intention of permanently settling in India, or
    (e) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India.
    Provided that a candidate belonging to categories (b), (c), (d) and (e) shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.

  3. Educational Qualification
  4. Graduation in any discipline /Equivalent technical or professional qualification with minimum 60% marks (50% for SC/ST/PwBD applicants) or Post-Graduation in any discipline/ Equivalent technical or professional qualification with minimum 55% marks (pass marks for SC/ST/PwBD applicants) in aggregate of all semesters / years.

    Note:

    • Graduation level:
      • Any such course from a recognised University / Institute that is taken after Class XIIth and is at least of 3 years’ duration / candidates possessing professional or technical qualifications which are recognised by the Government as equivalent to professional or technical graduation will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above.
      • Candidates who have passed the Final Examination for Membership of the Institute of Chartered Accountants of India may also apply for the post, subject to obtaining minimum marks prescribed above.
    • Post-Graduation level:
      • Any such course from a recognised University / Institute that is taken after Graduation and is at least of 2 years’ duration / recognised by the Government as equivalent to professional or technical Post-Graduation will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above.

  5. Age Limit
  6. The age of the candidate to appear in the RBI Grade B examination should be minimum of 21 years and maximum of 30 years.
    However, there are age relaxations for candidates belonging to the reserved categories. They are given below in the table:
    Category Upper Age Limit
    OBC 33 years
    Ex-employees of Banking Institutions 35 years
    Ex-servicemen 35 years
    SC/ST 35 years
    Person with benchmark disabilities (PwD) 40 years
    ECOs/SSCOs 35 years
    *Note

    (i) For Gen/EWSs up to a maximum of 10 years in the case of PwBD. For SC/ST/ PwBD up to a maximum of 15 years and for OBC PwBD up to a maximum of 13 years, subject to reservation of vacancies under the respective post. Relaxation in the upper age limit for PwBD will be subject to the posts having been identified suitable for such disabilities.

    (ii) For candidates having experience as an officer in Commercial Bank/Financial Institution in Public Sector as also prior experience in Reserve Bank of India, upper age limit is relaxed to the extent of number of completed years of such experience subject to a maximum of three years. For such candidates, upper age limit should not exceed 33 years including experience. For experience, probationary period will not be reckoned.

  7. Restrictions on Attempts
  8. The number of times candidates are permitted to take the RBI Grade B (DR)-General Exam is given below:
    Category Number of Attempts
    General 06
    SC/ST, OBC and PwD No restriction

RBI Grade B Exam Important Dates 2021

Event Date
Starting Date of Application January 28, 2021
Last Date of Application February 15, 2021
Commencement of Phase-I Exam March 6, 2021
Result of Phase-I Exam To be notified
Commencement of Phase-II Exam April 1, 2021
Pase-II Result May 4, 2021
Date of Interview To be notified
Declaration of Final Result To be notified

RBI Grade B Exam Pattern 2021

RBI Grade B (DR)-General exam consists of three phases, namely:

1. Phase-I online Examination (Objective Type),
2. Phase-II online Examination,
3. Interview.

The exams are conducted in online mode in two languages English and Hindi. Candidates who clear the Prelims qualify for the main exam. Candidates are invited to the interview round based on the score secured in the three papers in the Main Exam. RBI decides the minimum cut off for clearing the Main Exam. Eligible candidates are contacted via registered mail or phone number for the interview round. Performance in Main exam and interview are the basis on which candidates are finally selected.

Pattern for Phase-I online Examination (Objective Type)

The pattern/scheme of the Phase-I (Preliminary) exam is given below. Total Duration of the Exam is 120 minutes (2 hours). However, there will be a sectional duration for each section.

Sl. No. Name of the Paper/Section Nature Nos. of Questions Question Type Duration Negative Marking Marks
1 General Awareness

Questions on various essential fields of general knowledge.

Merit Ranking Nature 80 Objective (Multiple Choice) 0.5 80
2 Quantitative Aptitude

Paper consists of numerical questions based on the syllabus of 10th Grade/ Matriculation level.

Merit Ranking Nature 30 Objective (Multiple Choice) 0.5 30
3 English Language

Standard of paper is as per the expectations of an Indian graduate.

Merit Ranking Nature 30 Objective (Multiple Choice) 0.5 30
4 Reasoning

The question paper is to test the reasoning ability of the candidate.

Merit Ranking Nature 60 Objective (Multiple Choice) 0.5 60
Total Marks* 200

*The total marks shown here are considered for merit ranking purposes.

Pattern for Phase-II Online Examination

The pattern/scheme of the Phase-II (Mains) exam is given below:

Sl. No. Name of the Paper/Section Nature Nos. of Questions Question Type Duration Negative Marking Marks
1 Paper-I: Economic and Social Issues (ESI)

50% Objective Type and 50% Descriptive.
Answers to be typed with the help of the keyboard.
Candidates opting to type the answers in Hindi may type with the help of either: (i) Inscript or (ii) Remington (GAIL) keyboards layout.

Merit Ranking Nature 36 Both Objective & Descriptive 120 mins 0.5 for Objective Type Questions only. 100
2 Paper-II: English (Writing Skills)

To test the English writing skills of the candidate along with expression and understanding the topic in English.

Merit Ranking Nature 03 Descriptive 90 mins 100
3 Paper-III: Finance and Management

50% Objective Type and 50% Descriptive.
Answers to be typed with the help of the keyboard.
Candidates opting to type the answers in Hindi may type with the help of either: (i) Inscript or (ii) Remington (GAIL) keyboards layout.

Merit Ranking Nature Both Objective & Descriptive 120 mins 0.5 for Objective Type Questions only. 100
Total Marks* 300

*The total marks shown here are considered for merit ranking purposes.

Pattern for Interview

Candidates will be shortlisted for the interview, based on an aggregate of marks obtained in Phase-II (Paper-I +Paper-II +Paper-III). The candidate shall be required to undergo Psychometric Test conducted by the Bank before appearing for the Interview. No marks will be allotted for the same and this will not form part of the final selection criteria. The candidate may opt for an interview either in Hindi or English.

RBI Grade B Exam Syllabus 2021

Syllabus for Phase-I online Examination (Objective Type)

1 General Awareness

  • Current Affairs
  • Indian Financial Systems
  • Indian Banking Plans
  • Monetary Plans
  • National Institutions
  • Banking Terms

2 Quantitative Aptitude

  • Simplification
  • Profit and Loss
  • Mixtures and Allegations
  • Simple Interest
  • Compound Interest
  • Surds and Indices
  • Work & time
  • Time, Speed & Distance
  • Mensuration
  • Cylinder
  • Cone
  • Sphere
  • Data
  • Interpretation
  • Percentage
  • Number Systems
  • Series Sequence
  • Permutation Combination
  • Probability

3 English Language

  • Reading Comprehension
  • Cloze Test, Para Jumbles
  • Fill in the Blanks
  • Multiple Meaning / Error spotting
  • Paragraph Completion

4 Reasoning

  • Logical Reasoning
  • Tabulation
  • Data Sufficiency
  • Coded Inequalities
  • Seating Arrangement
  • Puzzle
  • Syllogism
  • Alphanumeric Series
  • Blood Relation
  • Input-Output
  • Coding-Decoding

Syllabus for Phase-II Online Examination

1 Paper-I: Economic and Social Issues (ESI)

  • Growth and Development: Measurement of growth: National Income and per capita income-Poverty Alleviation and Employment Generation in India-Sustainable Development and Environmental issues.
  • Indian Economy: Economic History of India-Changes in Industrial and Labour Policy, Monetary and Fiscal Policy since reforms of 1991-Priorities and recommendations of Economic Survey and Union Budget-Indian Money and Financial Markets: Linkages with the economy – Role of Indian banks and Reserve Bank in the development process – Public Finance – Political Economy – Industrial Developments in India- Indian Agriculture – Services sector in India.
  • Globalization: Opening up of the Indian Economy-Balance of Payments, Export-Import Policy – International Economic Institutions -IMF and World Bank – WTO – Regional Economic Cooperation; International Economic Issues.
  • Social Structure in India: Multiculturalism-Demographic Trends-Urbanisation and Migration-Gender Issues-Social Justice: Positive Discrimination in favour of the under privileged-Social Movements- Indian Political System-Human Development-Social Sectors in India, Health and Education.

2 Paper-II: English (Writing Skills)

The paper on English is framed to assess the writing skills of candidates. Besides, it will test candidates understanding of the given topic.

3 Paper-III: Finance and Management

  1. Financial System:
    1. Regulators of Banks and Financial Institutions
    2. Reserve Bank of India- functions and conduct of monetary policy
    3. Banking System in India – Structure and concerns, Financial Institutions – SIDBI, EXIM Bank, NABARD, NHB, etc, Changing landscape of banking sector
    4. Impact of the Global Financial Crisis of 2007-08 and the Indian response
  2. Financial Markets:Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, recent developments.
  3. General Topics:
    1. Risk Management in Banking Sector
    2. Basics of Derivatives
    3. Global financial markets and International Banking – broad trends and latest developments
    4. Financial Inclusion
    5. Alternate source of finance, private and social cost-benefit, Public-Private Partnership
    6. Corporate Governance in Banking Sector, role of e-governance in addressing issues of corruption and inefficiency in the government sector
    7. The Union Budget – Concepts, approach and broad trends
    8. Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI – components and trends; striking a balance between inflation and growth through monetary and fiscal policies
    9. FinTech
  4. Management:
    • Fundamentals of Management & Organizational Behaviour
    • Ethics at the Workplace and Corporate Governance

Points Related to the Phase-II Online Examination

For both Paper I and III, there will be 30 questions and 50 marks for Objective questions (some questions carrying 2 marks each and some carrying 1 mark each). In case of Descriptive questions, 6 questions will be asked, of which candidates will be required to attempt 4 questions (2 of 15 marks each (with difficulty level) and 2 of 10 marks each). In case, candidate answers more than 4 questions in descriptive, first 4 shall be evaluated.

Syllabus for Interview

There is no specific syllabus for RBI Grade B (DR)-General interview. In broad terms, this is really an assessment of not only a candidate’s intellectual qualities but also social traits and interest in current affairs.

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