LIC Assistant Administrative Officer Examination (LIC AAO) 2020

Exam Highlights
Level of Exam Graduate, National Level
Exam Medium English, Hindi
Exam Frequency Once in a year
Purpose of the Exam To recruit assistant administrative officers in various branches of LIC across India.
Conducting Body Life Insurance Corporation of India

Life Insurance Corporation of India, India’s largest insurance company conducts the LIC AAO examination for recruitment of Assistant Administrative Officers for its various offices across the country. It is a highly professional and specialized service within the Government of India catering to the policies and aspects of the insurance company.

LIC AAO examination is one of the most prestigious examinations conducted in the insurance sector. The examination is conducted to recruit professionals under several disciplines such as Accounting, Legal, Rajyabhasha, Civil, IT and the Generalist administrative arena.

LIC AAO Examination Important Dates 2020

Event Date
LIC AAO Exam Notification February 25, 2020
Commencement of Online Registration February 25, 2020
Closure of Online Registration March 15, 2020
Commencement of Online Preliminary Examination To be notified
Commencement of LIC AAO Mains Examination To be notified

LIC AAO Examination Eligibity Criteria 2020

  1. Nationality
  2. Candidate must be a citizen of India.

  3. Educational Qualification
    • LIC AAO (Generalist) – Bachelor’s Degree in any discipline from a recognized Indian University/Institution.
    • LIC AAO (Legal) – Bachelor’s degree in Law or LLM from a recognized Indian University/Institution. Three years of Bar experience is essential.
    • LIC AAO (IT) – Bachelor’s Degree in in Engineering in IT, CS or Electronics. Candidates with MCA or MSC degree can also apply for this post.<>
    • LIC AAO (Chartered Accountant) – Bachelor’s Degree from a recognized Indian University/Institution and the candidate should have passed the final examination of ICAI and should be an associate member of ICAI.
    • LIC AAO ( Actuarial) – Graduate from any discipline with degree from a recognized Indian University/Institution.
    • LIC AAO (Rajbhasha) – Candidates must have Master’s Degree in Hindi or Hindi Translation with English as one of the core subjects in graduation Or
      Master’s degree in English with Hindi as one of the core subjects in graduation Or
      Master’s Degree in Sanskrit with Hindi and English as main subjects in Graduation

  4. Age Limit
  5. The age of the candidate to appear in the LIC AAO examination should be minimum of 21 years and maximum of 30 years.
    However, there are age relaxations for candidates belonging to the reserved categories. They are given below in the table.
    Category Upper Age Limit
    SC/ST 35 years
    OBC 33 years
    Person with Disabilities (Gen) 40 years
    Persons with Disabilities (SC/ST) 45 years
    Persons with Disabilities (OBC) 43 years
    ECO/SSCO (GEN) 35 years
    ECO/SSCO (SC/ST) 40 years
    ECO/SSCO (OBC) 38 years
    Confirmed LIC Employees 35 years

  6. Restrictions on Attempts
  7. There is no attempt restriction for the candidates provided the upper age limit has not been exceeded.

LIC AAO Examination Pattern 2020

The examination is conducted under three main phases namely, Preliminary phase, Mains phase and the Personal Interview phase. The candidates need to secure qualifying marks in each stage to proceed to the next one.

Pattern for Phase-I: Preliminary Exam

Preliminary Examination consisting of objective type test is conducted online. The test has three sections with separate timings for each section.

Sl. No. Name of the Paper/Section Nature Nos. of Questions Question Type Duration Negative Marking Marks
1 Reasoning Ability

The paper aims to test the logical reasoning of the candidate.

Merit Ranking Nature 35 Objective (Multiple Choice) 20 mins 35
2 Quantitative Aptitude

The paper aims to test the basic calculative skills of the candidate.

Merit Ranking Nature 35 Objective (Multiple Choice) 20 mins 35
3 English Language Test

The paper puts special emphasis on grammar, vocabulary and comprehension.

Qualifying Nature 30 Objective (Multiple Choice) 20 mins 30
Total Marks* 70

*The total marks shown here are considered for merit ranking purposes.

Pattern for Phase-II: Main Exam

The Main examination will consist of objective tests for 300 marks and descriptive test for 25 marks. Both the objective and descriptive tests will be online. The objective test will have separate timing for every section. Candidates will have to answer Descriptive test by typing on the computer. The descriptive test will be administered immediately after the completion of the objective test.

Sl. No. Name of the Paper/Section Nature Nos. of Questions Question Type Duration Negative Marking Marks
1 Reasoning Ability
Merit Ranking Nature 30 Objective (Multiple Choice) 40 mins 90
2 General Knowledge, Current Affairs
Merit Ranking Nature 30 Objective (Multiple Choice) 20 mins 60
3 Data Analysis & Interpretation (for AAO-Generalists)

The paper is meant for the candidates applying for LIC AAO (Generalist).

Merit Ranking Nature 30 Objective (Multiple Choice) 40 mins 90
4 Professional Knowledge (for AAO-Specialists)

The paper is meant for the candidates applying for LIC AAO (CA)/ (Legal)/ (Actuarial)/ (IT)/ (Rajbhasha)

Merit Ranking Nature 30 Objective (Multiple Choice) 40 mins 90
5 Insurance and Financial Market

The paper aims to test the knowledge of the candidate regarding the insurance and finance sector.

Merit Ranking Nature 30 Objective (Multiple Choice) 20 mins 60
6 English Language Test/ Legal Drafting

To test the vocabulary, writing skill of the candidate.

Qualifying Nature 2 Descriptive 30 mins 25
Total Marks* 300

*The total marks shown here are considered for merit ranking purposes.

Pattern for Phase-III: Interview

Total marks allotted: 60

The objective of the interview is to assess the personal suitability of the candidate to work with the Life Insurance Corporation of India. The test is intended to evaluate the mental calibre of a candidate.

LIC AAO Examination Syllabus 2020

Syllabus for Phase-I: Preliminary Exam

1 Reasoning Ability

    Data Interpretation, Coding-Decoding, Number Series, Boat and Streams , Clocks and calendar , Syllogism, Seating Arrangement, Blood Relation, Coded Inequality; Decision making; Mirror Images; Puzzles; Alphabet series; Distance and direction.

2 Quantitative Aptitude

    Number System, Number Theory, Decimals and Fractions, Simplification, Ratio and Proportion, Profit and Loss, Mensuration, Average, Mixture and Allegation, Problems on Ages, Time and Distance/Work, S.I. and C.I. , Data Interpretation and Partnership and Profit and Loss; Boats and streams; Cistern and Pipe.

3 English Language Test

    Reading Comprehension, Cloze Test, Sentence Arrangement, Error Spotting, Sentence Improvement, Phrases and Idioms, Elementary Grammar and Synonyms-Antonyms; Active and passive voice; Para jumbles; Parts of Speech; Passage completion.

Points Related to the Phase-I: Preliminary Exam

English Language Test will be of qualifying nature and the marks in the English Language will not be counted for ranking.

Syllabus for Phase-II: Main Exam

1 Reasoning Ability

    Data Interpretation, Number Series, Coding-Decoding, Boast & Streams, Clocks & Calendars, Syllogism, Seating Arrangement, Blood relation, Coded Inequalities.

2 General Knowledge, Current Affairs

    History of India, Geography of India and World, Indian Economy, Indian Constitution, Environment Topics, National and International Events, Government Schemes, Sports News, Awards and Honours, Government Policies, New Legislations, Science and Technology, Books and Authors, Important Days, Committee, Commissions and Reports, Inventions and Discoveries, Person in News, National and International Organizations.

3 Data Analysis & Interpretation (for AAO-Generalists)

    Pie charts, Bar graphs, data handling, data derivation. data implementation.

4 Professional Knowledge (for AAO-Specialists)

    The LIC AAO syllabus for this section includes data regarding the specialization the candidate has selected. For each category, the syllabus differs as per their choice of subject.

5 Insurance and Financial Market

    Indian Financial System, History of LIC and IRDAI, Indian Insurance and Banking Terms, Banking Committees, Banking Awareness, Insurance and Banking Abbreviations, Stock Market, Budget, Insurance Sector (Agencies, Headquarters, Jobs, etc.), Indian and International Financial Institutions, History of Banking in India, Money market and Capital Market, Financial Market Risks, International Monetary Fund, Economic policies, Recession, Insurance Ombudsman, Bancassurance, Government Schemes, Private and Public sector Insurance Companies, Government Insurance Schemes

6 English Language Test/ Legal Drafting

    Letter writing and Essay writing for the candidates other than AAO (Legal).
    Legal drafting for AAO (Legal).

Points Related to the Phase-II: Main Exam

The candidates have to appear either Data Analysis & Interpretation paper or Professional Knowledge paper depending upon the positions they are applying for.
Data Analysis & Interpretation paper is for the candidates applying for LIC AAO (Generalists) and Professional Knowledge paper is for LIC AAO (Specialists).

Syllabus for Phase-III: Interview

There is no specific syllabus for the AAO interview. This is an assessment of a candidate’s intellectual qualities in their respective field. Some of the qualities to be judged are mental alertness, leadership, and intellectual and moral integrity of the Candidate.