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J&K Bank Associate Exam 2021

Eligibility | Dates | Pattern | Syllabus

Last Updated on 4th November, 2020
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J & K Bank Associate Exam is conducted by the J&K Bank through an online mode. The purpose of the exam is to recruit eligible candidates for the post of bank associate at different branches of the Jammu and Kashmir Bank. The role of the bank associate is to look after the clerical jobs at the J&K branch they are posted in and to handle customers visiting the bank.

The exam has one single pattern and the candidates are required to score fairly good marks to be recruited as a bank associate. The exam is conducted by the Jammu and Kashmir Bank every year and is held specifically for the domiciles of Jammu and Kashmir.

Exam Highlights

Level of Exam Graduate, State Level
Exam Medium English, Hindi
Exam Frequency Once in a year
Purpose of the Exam Recruitment of Banking Associates at the Jammu and Kashmir Bank
Conducting Body Jammu and Kashmir Bank Ltd.
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J&K Bank Associate Exam Eligibity Criteria 2021

  1. Nationality
    • The candidate applying for the exam should be a domicile of the J&K-UT. The candidate will be required to submit a self-declaration of being a domicile at the time of filling the online application form. 
    • The selected candidates will have to submit the J&K-UT domicile certificate that is issued by competent authority at the time of joining the bank

  2. Educational Qualification
    • A Degree (Graduation) in any discipline from a University recognised by the Govt. of India or any equivalent qualification recognized as such by the Central Government.
    • The candidate must possess valid Mark-sheet / Degree Certificate that he/ she is a graduate on the day he / she registers online and indicate the percentage of marks obtained in Graduation while registering online.

  3. Age Limit
  4. The age of the candidate to appear in the J&K Bank Associate Exam should be minimum of 20 years and maximum of 30 years.
    However, there are age relaxations for candidates belonging to the reserved categories. They are given below in the table:
    Category Upper Age Limit
    Scheduled Caste/Scheduled Tribe 35 years
    OBC 33 years
    Weaker and under privileged Classes/ Social Caste 33 years
    Residents of areas adjoining Line of Actual Control (LAC)/ International Border (IB) 33 years
    Residents of Backward areas 33 years
    Pahari Speaking People 33 years
    Physically Challenged Persons 40 years

  5. Restrictions on Attempts
  6. There is no limit on the number of attempts until the candidate fulfil all the required eligibility criteria.

J&K Bank Associate Exam Important Dates 2021

Event Date
Starting Date of Application July 2, 2020
Last Date of Application July 24, 2021
Download of call letters for Online Examination December 15, 2020
Starting date of Online Application January 1, 2021
Result of Online exam To be notified.

J&K Bank Associate Exam Pattern 2021

Important points regarding the pattern of the examination:

  • The online written test will be of three different subjects. (English, Quantitative Aptitude and Reasoning Ability)
  • With a total of 100 marks and 100 questions, each section will be of different weightage marks.
  • The exam duration will be 60 minutes, with each section having 20 minutes.
  • Each question will carry 1 mark each.
  • There will be a penalty of ¼ for every wrong answer.
  • Candidates should make sure to only give the answers they are confident about. Giving a wrong answer will lead to negative marking and lower chances to stand a chance in the competition.

Pattern for Online Exam

Sl. No. Name of the Paper/Section Nature Nos. of Questions Question Type Duration Negative Marking Marks
1 English Language

The paper will check a candidates command over English

30 Objective (Multiple Choice) 20 mins 0.25 30
2 Reasoning Ability

The paper will check the candidate’s reasoning ability

35 Objective (Multiple Choice) 20 mins 0.25 35
3 Numerical Aptitude

The paper will check a candidates numeric ability

35 Objective (Multiple Choice) 20 mins 0.25 35
Total Marks* 100

*The total marks shown here are considered for merit ranking purposes.

J&K Bank Associate Exam Syllabus 2021

Syllabus for Online Exam

1 English Language

  • Synonyms, Antonyms
  • Sentence Error
  • Sentence Correction
  • Fill in the Blanks
  • Sentence Arrangements
  • Word Arrangement
  • Comprehension
  • Cloze Test

2 Reasoning Ability

  • Syllogism
  • blood relations
  • cubes and dice
  • puzzles
  • distance and direction
  • statement and argument
  • coding-decoding
  • input-output
  • alphanumeric series
  • data sufficiency
  • ranking/direction test
  • coded inequalities
  • seating arrangement
  • assertions and reasoning

3 Numerical Aptitude

  • Number series
  • percentage
  • indices and surds
  • profit, loss and discount
  • average
  • quadratic equation
  • problems on L.C.M and H.C.F
  • mixtures and allegations
  • simple and compound interest
  • line, bar and par chart graphs
  • boats and stream
  • pipes and cisterns
  • time and work
  • Volume and surface area
  • mensuration
  • square root
  • time, distance and speed
  • problems on age
  • clock, and calendar
  • decimals and fractions
  • simplification
  • permutation and combination
  • partnership business
  • probability

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